
Financing with Ygrene in Sacramento
Ygrene makes home improvement financing fast, easy and accessible.
Award-winning Ygrene offers no money down property assessed clean energy
(PACE) financing for energy efficiency, water conservation and renewable
energy improvements, conveniently added to and repaid with your property taxes1. A smart alternative to traditional credit-based financing, approval is
based primarily on property equity and ability to pay - not on your credit
score. Rates are fixed and flexible terms up to 30 years are available
depending on service area and project type.
Ygrene Benefits
- 100% Financing, No Money Down
- No Payment For Up To 12 Or More Months2
- Approval Is Based Primarily On Property Equity And Ability To Pay
- Fixed Rates, Flexible Terms Up To 30 Years3
- No Minimum Credit Score Required4
- Get Approved In 30 Minutes Or Less
1While PACE programs are enabled by state legislation and must be approved by your local government, Ygrene is not a government program.
2Subject to underwriting guidelines and approval; timing of first payment depends on date of funding, interest accrues after funding.
3Terms of 10, 15 and 20 years are valid in all Ygrene service areas; 25 and 30 year terms are available depending on service area as well as type and estimated useful life of the improvement.
4While Ygrene does not consider your credit score, we will pull your credit during underwriting in order to determine your eligibility.
5In California Program Administrator License #60DBO-91942
How It Works
Ygrene PACE Financing How it Works from Ygrene Energy Fund on Vimeo.
For more information about financing options with One Hour Air Conditioning & Heating® of Sacramento, give us a call at (916) 472-0390.

Always On Time...
Or You Don't
Pay A Dime!®

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‘Round the Clock Availability
No matter the hour, you can trust One Hour to be there to help you when you get hit with the unexpected.
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100% Satisfaction Guarantee
We guarantee our materials, labor, and craftsmanship for up to two years from the date of your service.
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StraightForward Pricing® Guide
Before we start any work, we discuss your available options so you know exactly what you are getting and how much it will cost. No hidden fees!
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Always On Time…Or You Don’t Pay A Dime!®
We understand your time is valuable, so we promise to arrive at your home within the predetermined time window that you select, or your service call is free.
