Special Financing on New HVAC System No payment and 0% interest for 12 months One Hour Air Conditioning & Heating® of Houston All loans are unsecured personal loans originated by Ally Bank, Member FDIC. Subject to credit review and approval. The no interest, no payment promotion product is an installment loan with a promotional period. Once the promotional period ends, the remaining loan balance will begin to accrue interest at the APR disclosed in the customer's loan agreement. Monthly payments are required after the promotion period ends. APR ranges from 9.99% to 19.99%. APR is determined based on the applicant’s credit score. Expires Dec 31, 2022