AC and Heating Financing

Get your dream home improvement project financed with $0 down and affordable monthly payments.

Instant Approvals: You will be presented with your pre-approved financing options during our same visit.
Multi-offer Process: See multiple financing options side by side so that you can select the loan product that best fits your needs.
All Types of Credit Welcome: Options available for excellent credit ratings as well as options not based on credit at all!
Soft Credit Pulls: Pre-qualified offers are presented to you while only taking a soft pull of credit, not affecting your credit score.
No Stipulations: No proof of homeownership, income, or job completion certificates are required.

Common Financing Questions:

“Does this impact my credit score”? Our financing platform only requires a soft pull of credit in order to show you what loan options are available to you. A soft credit pull does not have any negative impact to your credit score. Then, if you decide to move forward in the approval process, only then will we initiate a hard credit pull for final approval.

“Couldn’t I just pay for this with my credit card?” Our financing platform offers term credit, not revolving credit like a credit card, meaning you will likely pay much less in interest over time.

“Is my personal information secured?” Absolutely! Our financing platform has several layers of encryption securities built in to protect your personally identifiable information.

Here For You

When You Need Us Most!

Yellow One Hour Heating & Air Conditioning service van with company branding and slogan.

'Round the Clock Availability

No matter the hour, you can trust One Hour to be there to help you when you get hit with the unexpected.
100% Satisfaction Guarantee

We guarantee our materials, labor, and craftsmanship for up to two years from the date of your service.
StraightForward Pricing® Guide

Before we start any work, we discuss your available options so you know exactly what you are getting and how much it will cost. No hidden fees!
Always On Time…Or You Don’t Pay A Dime!®

We understand your time is valuable, so we promise to arrive at your home within the predetermined time window that you select, or your service call is free.

We have a reputation for being punctual, friendly and knowledgable

4.81

(186021 reviews)

Read More Reviews

Tim did a great job servicing our pool heater. He is truly THOROUGH in his approach and I was very impressed by his knowledge and professionalism. I will be requesting Tim as our technician going forward and I am confident that with his help we will maximize the life of our pool heater.

Anthony Andrulonis

a week ago

We had our heating system stop working during the extreme snow storm, and this company responded quickly. Joe Bonness, who is an expert technician arrived on time, diagnosed the issue fast, and fixed it efficiently. He explained everything clearly and made sure the heat was working perfectly before leaving, even though it was late around midnight. We are very grateful for the quick and professional service during such freezing weather. Highly recommend their service!

Neha

4 weeks ago

Huge thanks to my neighbor Chris for coming over late at night to fix my AC unit when it stopped working. I caught him and his family on the way out and told him my problem. He ended up leaving his plans early and took the time to figure it out and got it running again quickly. It meant a lot that he was willing to help out so late. He even gave me a few tips to look out for in case anything else happened. Super knowledgeable and a great neighbor to have! Give that guy a raise!!

Zaria Smith

3 weeks ago

Tim was great. I can’t say enough good things. He came out to do a routine maintenance and unfortunately, I had to replace my furnace due to wear and tear. This happened on Friday, and he was at my house bright and early Monday to install the new furnace. He was pleasant the entire time, and very informative throughout. Thank you so much.

Sindel Garcia

4 weeks ago

I will start by saying that KC was very professional explaining all aspects of the whole job that his team was going to do as far as to what we needed concerning a furnace rather we should repair or replace the existing furnace which by the way was 26 years old. Zo the service installer was quite thorough with the entire job, also Areej another technician did a spectacular job with cleaning all of the air ducts with detailing each step of the way up to and including the dryer vent as well a fantastic job was done. Although the job was extended one extra day was not a problem the problem came about when they informed us that they were going to return the next morning by 10am and by 11am we hadn't heard from them when a simple courtesy call with an eta would have gone a long way instead of me having to place a call to them. Overall the job was complete with a new furnace that was installed and the job was well done.p I would highly recommend One Hour Heating & Air Conditioning of Naperville.

Gerald Moody

4 weeks ago

Daphne came out for our semi-annual AC checkup and did a fantastic job. She clearly explained the condition of our unit and answered all of my questions in a friendly, easy-to-understand way. After receiving great service both times the company has visited, I signed up for their membership program. The price is very reasonable and the service has been outstanding. Highly recommend!

Griselda Cervantes

4 weeks ago

Repair tech was fantastic and did a great job. Also, they looked into the warranty information of my unit to give me a partial refund. But, extra fee for weekend work was not mentioned when I called to have a tech come out.

jacob roberson

4 weeks ago

Outstanding service!! I called because my unit went out early Sunday morning, they came out that day, did the repairs and a full service to get my unit up and running the way it should be, my a/c never blew this cool since I first got the unit! Stephen, was a awesome technician and went over everything thing with me, I learned things about my unit I never knew, thank you so much, I would recommend River City One Hour Air Conditioning and Heating for anyone needing a/c and heating services.

Juanika Kelly

4 weeks ago

Joseph was personable, professional and efficient. You have a good guy on your team. I have not had many good experiences with One Hour with not getting a call back and waiting long periods of time to get answers for service, etc. that’s why I’m no longer a member but having to get my filter for my furnace only through one hour I had no choice. Joseph was refreshing change.

Carrie Gray

4 weeks ago

Anthony was great and was a pleasure to be around. He has a great disposition and even helped me fix a door I was working on! He identified an issue with our unit that was costing us a ton of money each month and fixed it. Apparently, our heat pump had never been programmed to work which was installed by another company.

Michelle

a month ago

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Part of the Authority Brands Family

Authority Brands is the leading provider of in-home services, building brands that support the success of franchisees as well as better the lives of the homeowners we serve and the people we employ.