What to Consider When Replacing HVAC: Answering Common Questions

A woman and a technician

Uh-oh. The HVAC’s making a funny noise again and the repairs are going to be more trouble than they’re worth. That means it’s time for a new HVAC system in your Cincinnati home.

Whether because of mechanical problems or you’re just looking to upgrade your home comforts or lower your carbon footprint, choosing a new system takes some consideration. But what should you even consider?

Learn what you need to know about HVAC before scheduling installation.

Choosing Among Your HVAC Replacement Options

There are plenty of options for HVAC: central heating and cooling, mini-splits, and heat pumps, just to name a few. Here are a few things you should keep in mind when choosing what air conditioner or heater to have installed:

  • Budget. Some systems will cost more upfront than others, though they may save you money over time. Air-source heat pumps often cost about the same as a traditional AC or furnace. However, they run more efficiently in the long run and you could get 30% (up to $2,000) of the total cost back as a federal tax credit, along with additional potential incentives. High-efficiency furnaces and AC units may cost far more than a heat pump.

  • Scope of work. Does your house already have ductwork? Many Cincinnati homes do, but some historic homes and new-build options may come without ducts installed. You can choose to pay for ductwork installation or narrow your list to ductless systems like mini-splits (a type of heat pump that comes with federal incentives) instead. Replacing your system with another of the same kind requires the least work. Older homes may also require electrical upgrades to accommodate the newest HVAC systems.

  • Efficiency. As we’ve stated, some HVAC systems are more energy-efficient than others. Geothermal and air-source heat pumps are among the most energy-efficient heating and cooling. You can also purchase high-efficiency air conditioners and electric furnaces.

Efficient HVAC systems offer two added benefits: lowering monthly operation costs and lowering your home’s carbon footprint.

  • Size. Make sure to have the square footage of the area you need to heat and cool on hand as you search. This will help you determine how big a system you need.

  • Unit lifespan. Some systems last longer than others. Mini-splits, electric furnaces, and geothermal systems have the longest lifespans, while gas furnaces, air-source heat pumps, and central AC will likely need replacement sooner.

  • Minimizing the dangers of carbon monoxide. Gas heating and cooling units can sometimes leak dangerous carbon monoxide into your home. Switching to all-electric eliminates this danger from your HVAC system.

  • Maintenance. Make sure you know the maintenance requirements of any potential systems. For example, every mini-split air handler needs its air filters changed or cleaned routinely while any air conditioner with an outdoor unit requires you to keep it clear of debris.


How Much Does It Cost to Replace an HVAC System?

Costs vary, depending on what HVAC type you choose and how much work your home needs to accommodate it. Choosing a system that’s the same as (or at least compatible with) the system you already have will lower the overall price tag. Geothermal units cost the most and have the most extensive installation process. Mini-splits, air-source heat pumps, and traditional HVAC tend to be the least expensive.

Does Home Insurance Cover HVAC Replacement?

It can. Policies vary, but your home insurance will likely cover some or all HVAC replacement costs due to accidents like fire, flood, or storm damage. Check your policy for more information about what’s covered.

Will Home Warranty Cover HVAC Replacement?

Home warranty policies often cover HVAC replacement due to the usual wear and tear of use. You’re most likely to use this coverage if your HVAC wears out due to old age. Home warranties may also pay for HVAC maintenance and repair fees. Check your policy for more information.

Does Replacing HVAC Increase Home Value?

Installing a new HVAC system could increase your home’s value by about 5–10%, especially if you install a long-lasting and/or energy-efficient system that will save the new owners each month on their utility bills. The newer your HVAC when you sell your home, the more value it adds. Buyers like to see updated systems that likely won’t require repair or replacement any time soon.

Get Your HVAC Installed by Cincinnati’s Experts

You’ve done it! You’ve completed all your research, picked the perfect system, and … now what? You call the trusted experts at One Hour Heating & Air Conditioning of Cincinnati, of course! Our technicians will get your new HVAC in place so you can stay cool in Cincinnati summers and warm and cozy in our freezing winters. Schedule anything from an emergency replacement to an upgrade, at your convenience, with the local HVAC experts. Just call (513) 815-3460 for service or book online today.