HVAC Financing for Cincinnati Homeowners
At One Hour Heating & Air Conditioning of Cincinnati, we understand that keeping your home comfortable is essential, and we're here to help make it easier than ever. Major HVAC repairs or full system replacements can be a significant investment. We're committed to helping you maintain a comfortable home environment without stretching your budget. That's why we're delighted to offer flexible financing options to support you when facing emergency HVAC expenses or planned upgrades that you prefer to pay for over time.
Why Choose Our Financing Solutions
- Budget-Friendly Comfort: Don't let budget constraints hold you back from achieving the ideal temperature in your home. Our financing options let you spread the cost of your HVAC services over manageable monthly payments, making it affordable for everyone.
- Quick and Easy Approval: We've partnered with trusted financing providers to offer you a streamlined approval process. Our team will assist you every step of the way, helping you select the financing you need promptly.
- Flexible Terms: Whether you need a new heating or cooling system, repairs, or want to make another HVAC upgrade, our financing plans come with flexible terms. Choose the plan that best suits your needs and financial situation.
- Competitive Interest Rates: Enjoy competitive interest rates, and don't overpay for your HVAC services. Our financing solutions are designed to help save you money in the long run.
- Peace of Mind: With our financing options, you can address HVAC issues promptly, preventing minor problems from potentially becoming major headaches. Enjoy peace of mind knowing that your home comfort is our priority.
How Does It Work
- Consultation: Contact our friendly team to discuss your HVAC needs and financing options. We'll help you choose the best plan for your specific situation.
- Application: Complete a straightforward financing application. We'll guide you through the process, ensuring a hassle-free experience.
- Approval: Once your application is approved, you can schedule your HVAC service. We'll work with you to find a convenient time for installation, repairs, or maintenance.
- Enjoy Comfort: With your HVAC project underway, you can relax knowing that you're on your way to a more comfortable home. Plus, you'll be making affordable monthly payments.
Contact our team at (513) 815-3460 or send an email to cincinnatifinancing@authoritybrands.co. Financing options can also be discussed at during your service appointment.
Financing Options Available
No Interest and No Payment for 12-month Promotional Period
Example of monthly payment terms: If you do not make any payments during the 12-month promotional period, then your payments will be $143.41/mo. for 120 months for $10,000 financed at 11.99% APR. No interest is charged, and no payments are required during the promotional period.
All loans are unsecured personal loans, originated by Ally Bank, Member FDIC and Equal Housing Lender . Subject to credit review and approval. The no interest, no payment promotion product is an installment loan product with a promotional period. No payment is required during the promotion period. Once the promotional period ends, the remaining loan balance will begin to accrue interest at the APR disclosed in the customer’s loan agreement. Monthly payments are required after the promotion period ends. Installment loan product APR ranges from 11.99% to 26.99%. APR is determined based on the applicant’s credit score, loan amount, loan term, and credit usage and history at the time of application.
Financing with 18-month Interest Promotion Period
Example of monthly payment terms: payments of $265.98/ month for 84 months for $10,000 financed at 26.99% APR. If the borrower pays off the loan during the promo period, we’ll apply any interest paid during the promo period to the principal and we’ll refund anything extra.
All loans are unsecured personal loans, originated by Ally Bank, Member FDIC and Equal Housing Lender . Subject to credit review and approval. Interest Promotion products are installment loan products with an early payoff benefit. If the borrower pays off the loan during the promo period, we’ll apply any interest paid during the promo period to the principal and we’ll refund anything extra. The standard Annual Percentage Rate (APR) for Interest Promotion products is 26.99%. To qualify for the early payoff benefit, a borrower needs to make payments on time and pay above their minimum monthly payment amount during the promo period. This isn’t a requirement of the loan – but it is a requirement to take advantage of the promotion. Installment loan product APR ranges from 3.99% to 26.99%. APR is determined based on the applicant’s credit score, loan amount, loan term, and credit usage and history at the time of application.
HVAC Repair and Replacement Financing
Experience the ease of our financing solutions at One Hour Heating & Air Conditioning of Cincinnati. We understand that maintaining a comfortable home environment is essential, and we're here to make it as stress-free as possible. Our HVAC repair and replacement financing options provide you with the financial flexibility you need to address urgent HVAC issues promptly.
Whether your heating or cooling system requires critical repairs or a full replacement, our financing solutions offer a lifeline, to help you restore your home's comfort without delay. By spreading the cost over manageable monthly payments, you can regain control of your indoor environment and protect your investment.
Contact us today to explore our flexible HVAC financing options and take the first step toward a cozier, more energy-efficient home. We’re available at (513) 815-3460 or via email at cincinnatifinancing@authoritybrands.co.