AC and Heating Financing

Get your dream home improvement project financed with $0 down and affordable monthly payments.

Instant Approvals: You will be presented with your pre-approved financing options during our same visit.
Multi-offer Process: See multiple financing options side by side so that you can select the loan product that best fits your needs.
All Types of Credit Welcome: Options available for excellent credit ratings as well as options not based on credit at all!
Soft Credit Pulls: Pre-qualified offers are presented to you while only taking a soft pull of credit, not affecting your credit score.
No Stipulations: No proof of homeownership, income, or job completion certificates are required.

Common Financing Questions:

“Does this impact my credit score”? Our financing platform only requires a soft pull of credit in order to show you what loan options are available to you. A soft credit pull does not have any negative impact to your credit score. Then, if you decide to move forward in the approval process, only then will we initiate a hard credit pull for final approval.

“Couldn’t I just pay for this with my credit card?” Our financing platform offers term credit, not revolving credit like a credit card, meaning you will likely pay much less in interest over time.

“Is my personal information secured?” Absolutely! Our financing platform has several layers of encryption securities built in to protect your personally identifiable information.

Here For You

When You Need Us Most!

Yellow One Hour Heating & Air Conditioning service van with company branding and slogan.

'Round the Clock Availability

No matter the hour, you can trust One Hour to be there to help you when you get hit with the unexpected.
100% Satisfaction Guarantee

We guarantee our materials, labor, and craftsmanship for up to two years from the date of your service.
StraightForward Pricing® Guide

Before we start any work, we discuss your available options so you know exactly what you are getting and how much it will cost. No hidden fees!
Always On Time…Or You Don’t Pay A Dime!®

We understand your time is valuable, so we promise to arrive at your home within the predetermined time window that you select, or your service call is free.

We have a reputation for being punctual, friendly and knowledgable

(31 reviews)

Read More Reviews

I cannot say enough great things about One Hour Heating & Air in Edmond, Oklahoma! From start to finish, the experience was smooth, professional, and reassuring. Their team is extremely knowledgeable, took the time to explain everything clearly, and made sure I understood all my options without ever feeling rushed or pressured. A special shoutout to Brennan, who was absolutely fantastic to work with. He was professional, courteous, and incredibly well-informed. You can tell he truly knows HVAC inside and out and genuinely cares about doing the job right. Brennan answered all my questions, was honest about what was needed, and made sure everything was working perfectly before he left.

Kaylee Laeger

3 months ago

I’ve known Don personally for over 40 years, and while he hasn’t done HVAC work for me directly, I can say without hesitation that he is one of the most trustworthy and honest people I know. He operates with integrity in everything he does and takes great pride in doing things the right way. Don is extremely family-oriented and works tirelessly to provide for those he loves. He’s also the kind of person who is always willing to help others when they need it.

ADS INVEST

3 months ago

Don Payne is one of the most genuine guys I have had the pleasure of knowing. Very approachable, intelligent and fair! You can tell after one encounter he has an altruistic character and loves his family. I highly recommend never missing an opportunity to do business with him!

Misty Nichols

3 months ago

One hour Heating and Air conditioning exceeded my expectations. The service technicians were prompt, friendly and knowledgeable. My air conditioning system was repaired within the time promised and the work area around it was clean of all tools and debris. I was very happy with their service!

Gary Davis

3 months ago

I have know Mr Don Payne for almost two decades. I call him Mr because he is a man of utmost respect. He is a very intelligent, kind and caring person. Although I have not used his HVAC services yet, I will not hesitate when the time arises. I highly recommend without any reservations. He’s a good man of strong character.

Chad Nichols

3 months ago

Servicing your entire home

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