Houston Financing for HVAC Repairs & Replacements
Houston residents are all too familiar with triple digit summers and unpredictable winters. Having a reliable cooling and heating system is not just a luxury but can be a necessity for homeowners. However, HVAC systems, like any other mechanical equipment, have a lifespan and can develop issues over time. When major repairs or full system replacements are required, the financial burden can be substantial. This is where financing can serve as a solution when you need urgent repairs or a complete replacement. By spreading the cost over manageable monthly payments, you can restore your home's comfort without delay.
HVAC Financing Provides Solutions For
- Costly Repairs: HVAC systems are complex and consist of various components. When a major component, such as the compressor or evaporator coil, fails it can result in expensive repairs. Even if the issue seems minor at first, ignoring it can lead to more significant problems down the road. Financing options can help homeowners address these costly repairs promptly without breaking the bank.
- Energy Efficiency: With rising energy costs, homeowners in Houston are increasingly looking for ways to improve the energy efficiency of their homes. Older HVAC systems tend to be less energy-efficient, potentially leading to higher utility bills. Upgrading to a more efficient system can help homeowners save money in the long run, but the initial investment can be substantial. Financing options can make it easier to afford these energy-efficient upgrades.
- Emergency Situations: HVAC failures don't always happen at convenient times. In such emergency situations, homeowners may not have the necessary funds readily available for immediate repairs or replacements. Financing can provide a quick solution to restore comfort to your home when you need it most.
- Home Value and Comfort: A well-maintained and efficient HVAC system not only helps to enhance the comfort of your home but can also add value to your property. If you're considering selling your home in the future, having an up-to-date HVAC system can make it more attractive to potential buyers. Financing can allow you to make these improvements without depleting your savings.
- Long-Term Savings: While financing HVAC repairs or replacements may seem like an additional expense, it's essential to consider the long-term potential savings. Newer, more efficient systems consume less energy, potentially resulting in lower monthly utility bills. Over time, these savings can offset the cost of financing, making it a financially wise decision.
To inquire about our financing options, give our team a call at (713) 352-7903, or send an email to houstonfinancing@authoritybrands.co
Financing Options Available
No Interest and No Payment for 12-month Promotional Period
Example of monthly payment terms: If you do not make any payments during the 12-month promotional period, then your payments will be $172.10/mo. for 120 months for $12,000 financed at 11.99% APR. No interest is charged, and no payments are required during the promotional period.
All loans are unsecured personal loans, originated by Ally Bank, Member FDIC and Equal Housing Lender (EHL LOGO). Subject to credit review and approval. The no interest, no payment promotion product is an installment loan product with a promotional period. No payment is required during the promotion period. Once the promotional period ends, the remaining loan balance will begin to accrue interest at the APR disclosed in the customer’s loan agreement. Monthly payments are required after the promotion period ends. Installment loan product APR ranges from 11.99% to 26.99%. APR is determined based on the applicant’s credit score, loan amount, loan term, and credit usage and history at the time of application.
Financing with 18-month Interest Promotion Period
Example of monthly payment terms: Payments of $319.17/mo. for 84 months for $12,000 financed at 26.99% APR. If the borrower pays off the loan during the promo period, we’ll apply any interest paid during the promo period to the principal and we’ll refund anything extra.
All loans are unsecured personal loans, originated by Ally Bank, Member FDIC and Equal Housing Lender (EHL LOGO). Subject to credit review and approval. Interest Promotion products are installment loan products with an early payoff benefit. If the borrower pays off the loan during the promo period, we’ll apply any interest paid during the promo period to the principal and we’ll refund anything extra. The standard Annual Percentage Rate (APR) for Interest Promotion products is 26.99%. To qualify for the early payoff benefit, a borrower needs to make payments on time and pay above their minimum monthly payment amount during the promo period. This isn’t a requirement of the loan – but it is a requirement to take advantage of the promotion. Installment loan product APR ranges from 3.99% to 26.99%. APR is determined based on the applicant’s credit score, loan amount, loan term, and credit usage and history at the time of application.
HVAC Financing in Houston
For Houston homeowners, a reliable HVAC system is not just a comfort but can be a necessity. The extreme climate and potential for costly repairs or replacements make financing an attractive option. By addressing HVAC issues promptly and investing in energy-efficient systems, homeowners can remain comfortable, increase their property value, and save money in the long run. When the Texas weather strikes, having a well-maintained HVAC system becomes priceless, and financing can make it attainable for everyone.
To learn more contact us today at (713) 352-7903 or send an email to houstonfinancing@authoritybrands.co. You can also inquire about financing at your next service appointment.
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